Credit is important to build assets and buy things when you don’t have the cash to pay for it upfront. The best way to start building credit is with a credit card. There are many types of credit cards that charge no interest on payments within 30 days, contain no annual fee charges or any other hidden charges. Get yourself a credit card and start paying for small expenses with a credit card. Payback the debt in time and build a good credit score.

If you snooze, you lose. Snooze buttons give you an option to stay put for a few more minutes, and what harm could a “few” more minutes do, right? Not quite.

Going back to sleep once you wake up is known as sleep fragmentation. Research has shown that sleep fragmentation makes you feel exhausted and run-down during the rest of the day.

Consistently doing this throws your internal clock out of whack and disrupts your sleep pattern. Ultimately, you’ll find it harder and harder to wake up.

STOP SNOOZING. 

If you don’t want to lose your mind in the last week of moving out, start packing early. Start as early as one and a half month before moving out so that you can pack at your own pace whenever you have time for it.

Begin to pack the seasonal items and things that you are not using such as a nice dinner set you rarely use and decoration pieces. This will save you from a lot of stress and panic.

If your job requires you to sit all day in a chair, you are bound to feel lethargic if you are not ready to make an effort to stay active. People who go out for a morning walk, and do exercise at home feel energetic throughout the day. Studies have found that people who have a sedentary lifestyle often feel tired and fatigued.

Simple lifestyle changes such as walking or cycling to work, taking the stairs, and walking to a near-by place can help effectively lessen fatigue.

Carrying that extra weight can drive your cholesterol up. Small changes in your diet can extrapolate the effects. Replace sugar-intense beverages with tap water. Have an occasional snack if you can’t resist, but be sure to track your calorie intake.

You can inculcate some physical activities in your schedule as well to keep your weight under control. Consider taking the stairs instead of the elevator, or park a few blocks away from your office and walk a little. Spend more time standing. A good way to do that is to stand while you do tasks that can also be done standing up – like reading or even surfing through your social media. 

Caffeine, a stimulant in coffee and energy drinks, can cause symptoms of stress and anxiety to increase. Even cutting a small amount of caffeine out of your diet can be helpful for your mental health. If you get jittery after drinking coffee or another caffeinated beverage, you should consider lowering your intake. Caffeine can affect different people in different ways. While someone you know may not be affected by caffeine at all, the same may not be true for your own body.

If you are a beginner, the best way to open in chess is to move the pawns at the center of the board. The most common moves are e4 and e5. The idea is to cover more space in the center. Once you move your pawns, you can develop your knights and bishops to gain more space in the center.

Renting out your property is the best way to earn a passive income because the property is expensive and so are their rents. If you live in a duplex or a large house that you are not using entirely, rent out the rooms. If you have a furnished room with an attached bathroom, that you can rent out, post an ad on Airbnb. 

Investing in real estate is one of the best types of investments that every savvy investor prefers. If you have a lump sum amount that you want to invest. Buy an apartment, house, or whatever you can buy with the money. You can earn thousands by renting it out and the property’s value would also appreciate over time. Most real estate investments are risk-free especially when you are up for holding the asset for a long-time.