Life might throw a curveball at times. You or a loved one might get sick, or maybe you could lose your job. When things go south, you need an emergency fund. The amount you need as your emergency fund can vary from person to person, but a good rule of thumb is to have an amount that covers at least 3-6 months of living expenses.

Also, be sure to not invest your emergency fund in any high-risk asset classes such as equities. Stack the cash away in your savings bank account to shield it from volatility.

In absence of an emergency fund, you might end up mortgaging your house or selling your assets, should any immediate need for cash arise. This could in turn could adversely affect your wealth because of interest expense or a compromised price for quickly selling your assets. 

Keep a hamper for dirty clothes in the closet or near the closet. It will gather your clothes in one place instead of spilling all over the room and making it seem untidy. You can choose a basic hamper or a hamper that blends in with your décor for better effect.

When you want to hug someone, look at them, and look into their eyes. A pleasant smile or strong eye contact when seeing someone helps build a connection. When the other person maintains eye contact and the body language shows that they will hug you, grab their hand, or touch them when you are ready to engage in a hug.

When you are bored, listen to your favorite playlist. Play a song that you like listening to. Make sure to wear ear-phones if you are in a public place. You can also go online and listen to old songs. Listening to old songs can also bring back lots of memories and joy.

Your resume is meant to lay out the facts, but your cover letter is meant to convey more personality. The cover letter is your first introduction to the person who may hire you, and your goal should be to make you as memorable as possible, in a good way.

That means writing a unique cover letter for each job you apply for. No templates. No pre-written nonsense. The format of your cover letter should also match the company and industry you are applying to.

There is no "official format" for your cover letter or the information you include in it, but your cover letter must be visually organized and orderly in its presentation of information.

No one wants a smelly and ugly kitchen but we end up making it quite messy. When we cook and dump everything in an open bin by throwing stuff in the bin from 5 feet away, that is when we stain the wall behind the bin as well. Let’s talk about a pull-out cabinet that hides the ugliness of a garbage can.

A pull-out cabinet that is not connected to any other cabinet can help keep the kitchen clean. The only thing you need to make sure of is the cabinet is easy to clean, big enough to store at least a full day’s garbage, and seals perfectly so that mice and cockroaches don’t get a new home in your new kitchen cabinets. You can also design a recyclable waste cabinet for glass bottles and plastic containers.

Onion and garlic are your allies in the kitchen and in the bedroom. They help you produce more and better sperm. Both increase levels of a hormone that causes your body to make testosterone. And both have high levels of natural plant chemicals called flavonoids, which protect your little swimmers from damage.

The avocadoes turn brown when they come in contact with the air. If you can store them in an airtight container as soon as you cut them, you can keep the avocadoes stay beautiful. Cut the avocadoes as soon as you can, put them in an airtight container and refrigerate. The avocadoes should not turn brown for at least 3 hours.