To avoid any inaccuracies, you should collect your credit report from the biggest credit reporting bureaus: Equifax, TransUnion, and Experian. Incorrect or incomplete information on your report can lower down your score.

Check if the accounts mentioned in your reports are correct. If you find any fault in the report, dispute the correct information and get it right anyway. Monitoring your credit report would help you spot inaccuracies. However, checking on a regular basis might damage your credit score yet again. 

Soundproofing curtains can block the noise coming in from the windows especially if your room has a big window. Soundproofing curtains are thick curtains with multiple layers of foam and fabric to absorb the noise. To soundproof the room effectively, install the rod above the window, doors, and the walls which are letting the noise in. Draw them whenever it is noisy outside for a peaceful and noiseless room. 

If you live in a state without income taxes, then state sales tax break is a great option for you. Add any and every major purchase in the Schedule A form. The federal tax deduction for state and local taxes is capped at $10,000 from all sources. 

Both developing and developed countries face a common barrier to internet adoption – affordability. There are large groups of people who are unable to access the internet because of the costs involved. The costs are not limited to what the internet service providers charge. There are other costs such as the purchase of smartphones or computers, electricity, taxes, among others.

To eliminate the affordability barrier, Governments could provide subsidies on digital goods or provide financing for the purchase of new technological tools to low-income groups.

Gen-Z is the first generation to know that the planet is at the mercy of humans. Speaking up in protest is one of the most important things we can do in the process, especially if we want the right people to hear us. A peaceful protest is the only way to make your MP into taking action to save this planet. However, it’s not always about talking to people with authority. Sometimes, asking your friends and family to reduce the use of plastic can help too.

Give it some time before you walk into your manager’s office to ask for a raise. You should have worked in a company for at least six months. This will give you a significant time to display your talent and show them what you’re worth. Share your goals and track record with your manager and ask for feedback. Implement the feedback when it’s time to make your offer.