Most banks allow their customers to wire transfer their money internationally, but these services tend to come with a hefty fee. In addition to the fee, the bank will also recover an exchange rate markup. However, wire transfers are ideal for transferring money when the sum involved is large. 

Paying off the debt that charges the highest rate of interest makes sense because if you pay that off first rather than paying off all the debts in equal chunks, it will save you a lot of interest expense.

The lower your interest expense, the more money you’ll be left with for paying the remainder of your debts off. It’s simple math.

Try to identify any situations that have contributed to your depression; when you know what makes you sad and why, talk about it with a caring friend. Talking is a way of releasing feelings and receiving some understanding.

Once you vent these thoughts and feelings, turn your attention to something positive. Take action to solve problems. Ask for help if you need it. Feeling connected to friends and family can help ease depression. It can also help them feel like there is something they can do instead of just seeing you hurt.

Wash your hands with warm water and soap and keep rubbing for a minimum of 20 seconds. Make sure you wash all the crevices in between the fingers and the underneath of your nails. Wash your hands all the way up to the wrists thoroughly. Antibacterial and antiviral soaps are also a good choice.

If you don’t have a sink to wash your hands or a bar of soap, use a hand sanitizer. Make sure you wash your hands as frequently as you can, particularly after touching anything, like your computer or phone.

To do lunges, stand straight, and then put one of your feet forward. Bend the knee of the foot placed forward and lower your body while keeping the back straight. Your leg should be making a 90-degree angle at the knee. The other leg should be on the ground. For added comfort, use a yoga mat or a cushion under the knee at the back. Remember to do lunges slowly, to avoid hurting the knees if you are a beginner.

How many times have you been happy about getting to know strangers? A lot of times, right?

Meeting new people and opening up to different people means getting to know their personalities. In the process of knowing them, you can learn about their culture, opinions, and knowledge which helps expand your mind. The exposure you can get from being more socially open is simply unmatchable. So put your phone down and make eye contact with the people around you and smile at them. If they look interested, talk to them.