If you have a poor credit score, financial institutions may not be willing to consolidate your debts. In that case, debt management plans can help you roll all your debts into a monthly payment at a more favorable interest rate.
However, debt management plans do require that you have an existing, consistent income stream. If you believe your debt cannot be paid within the next five years, it’s better to opt for bankruptcy.
If you're looking to get rid of odor without using any type of equipment, you can simply put your shoes in direct sunlight. Untie the shoelaces and try to expose as much of the interior as you can. The sunlight will dry up the moisture and get rid of all that stinky smell. However, it's not as effective as baking soda or other oils. It might not be able to get rid of the bad smell and may take a few days to show any sort of effect.
Laser combs are FDA-approved and cause a significant increase in hair density after 26 weeks. You have to apply the laser comb to your scalp 3 times a week. I still did not understand how laser combs work but I have seen a significant increase in hair regrowth since my husband started using it. It has been a year now, so I guess it’s a long-term strategy to prevent hair loss.
If you are scared of the laser here, I suggest you use low-power laser combs. They have an anti-oxidant effect on hair follicles which accelerates hair growth. 
Calcium is the most important mineral to retain bone health. However, evidence shows that it does not let your body absorb iron. Whether you take calcium supplements or drink milk, it is going to decrease your iron intake.
Research shows that only 165 mg of milk, calcium supplement, or cheese reduces iron absorption by a whopping 50%. This is troublesome as most children and women take calcium-rich foods to improve bone health. However, excess use might lead to iron deficiency.
Researches have proven that men who are involved in physical activities such as weight lifting, cardio, and HIIT generally have a higher level of testosterone in their system as compared to men who are involved in less or no physical activity and are obese.
To boost the level of testosterone, all kinds of exercises are effective but HIIT and weight loss are the most effective.
