If you’re paying only just the amount that becomes due each month, it’s going to take forever (also known as the original tenure of the loan) to pay off your student loan. Instead, if you’re making a healthy amount of money, consider paying a little extra each month so you can pay off the loan amount quicker, and save up on plenty of interest expense.

Pro tip: Sometimes, your lender will apply the additional amount to your next month’s dues. So, you’ll need to inform your lender and tell them that you intend to apply that amount to the current outstanding amount of the loan, and not defer its application to the next month's dues.

The food you consume has a major effect on your cigarette cravings. Is your after-dinner cigarette the favourite? Studies show that some foods such as meat make cigarettes more satisfying.

Other foods such as cheese, fruit, and vegetables make cigarettes taste terrible. Swapping your usual steak or burger with a veggie pizza will help you out in quit smoking.

Also, set your routine at or after mealtimes. Get up and do the dishes or settle down somewhere you don’t smoke.

The best way to ensure correct lubrication and an extended lifetime of your hinges are to pick the right chemical as a lubricant. The best option is to either go for a silicone spray or plumber's grease. Both are long-lasting. However, the plumber's grease is a lot more sloppy and will create quite a bit of mess if you're not careful. You should never use something like a graphite lubricant on your door hinges. It's very liquidy and will seep down to the floor and mess it up.

One thing you can do to cope with emotions is to keep a journal and jot down your thoughts. It’s okay to keep an emotional journey where you can force your thoughts on the paper. This way, you would be able to distract yourself and explore your emotions, even if it's loneliness, sadness, or anxiety.

Keep a journal allows you to acknowledge that you are adjusting to your emotions and trying to cope. All you got to do is write everything about how you are feeling, shut the journal and do something well. I usually go by this coping mechanism and it has helped me a lot.

Stretches before running can improve performance while doing physical activity. To get the most out of your run do some quick stretches and exercises such as hacky sack, butt kicks, backward job, and side shuffle.

You can also do reverse plunges and burpees to stimulate the blood vessels in your body. Such exercises can also raise your heartbeat so you can begin the cardio. Avoid high-impact exercises if you have a history of developing muscle aches and injuries.

Jumping rope or doing jumping jacks can instantly raise your heartbeat and improve the blood supply to the muscles around the body. The best thing about this cardio exercise is that it is easy and quick. If your knees are healthy and you don’t mind doing some high-impact jumping jacks, do at least 2 sets of 15 reps each before you start running. When your body is warm and you can feel the energy, you are ready to pound the pavement.