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Phyllis Lopez


Put some turmeric in boiling water when making rice. The aroma and light-yellow color of turmeric give the rice the authentic and fancy pilaf taste. If you want to make an effort, when you are boiling the water, add bay leaves and star anise for fancy Indian style boiled rice.


ACV and Dish Soap

Turns out you can actually catch quite a few fruit flies with vinegar, no honey involved. Simply put a couple inches of apple cider vinegar in a shallow glass and add a few drops of dish soap. The dish soap should float to the top, so that when the fruit flies land to drink the sweet vinegar, they will become trapped in the dish soap and suffocate. It's a little grim, but it works. Leave the solution out for a few days and dispose of the remnants in the sink.

Increase your protein intake

Don’t hesitate to increase your protein intake up to 1.5 grams per pound of body weight. When you consume protein evenly throughout the day, it reduces the breakdown of muscle tissue. The ample amino acids floating in your system tell your body that there is no need of breaking the muscle tissue down to harvest them.

This will also help you lose fat because a higher protein intake also increases the calories you burn each day. This is a result of the thermic effect of food (TEF) in which your body burns more calories by digesting, absorbing, and distributing the nutrients.

Set wealth creation goals

Think of it this way – when you allocate a portion of your monthly income to something, you’re going to disregard that portion entirely when you think of spending money on something.

It’s like wedlock, but with money.

Let’s say you make $1000 a month. Now compute the amount of money you need for necessities – i.e. food, rent, clothing, and of course – the internet.

Let’s say this comes to $250. Add 30% to this for any extravagant dinners and another 30% as a margin. That comes to $250 + $75 + $75 = $400.

You’re now left with $600 every month after your basic living expenses plus a little extra for outings. What do you do with this? Well, some of it goes to your insurance premium. The rest of it? Invest it!

Invest it in diverse investment options (speak to your adviser).

This way, you give yourself the living expense plus a little extra to splurge, but you’re planning your spending so you don’t overspend. What’s more, few years of investing with such discipline will build you a lot of wealth – so that’s an added benefit.

Download Virus Scanners

Viruses can often make the P.C slow. To boost the P.C, download and install a Virus scanner on your P.C. Many virus scanners are free and provide adequate protection so download one that works for you. Scan files before downloading them from the internet. Also, scan external hard drives and USB drives before transferring data.

Put in the Effort

The first and foremost thing you need to do to win over any person is to make an effort. People really love it when they get a certain amount of attention from folks, especially when they don't expect it. If you want to win over your girlfriend, go and pay her some attention. Show her that you care. Be confident when you're with her. Lead the way, lead the conversation. Prove to her that you're there for her through your actions, not your words.

Invest in bonds

Bonds are one of the best ways to compound interest investment. But, it is important to be cautious about the types of bonds you buy. Government bonds have the lowest risk and are backed by the U.S. government. It is subjected to the fluctuating economy but it can be beneficial in the long run and it has liquidity.

Municipal bonds are another type of bond and they are riskier than government bonds. These bonds are backed by states and cities and are reliant on the municipalities you buy them from. Short-term corporate bonds have the highest risk and highest rewards. They are only backed by corporations and are good for short-term investment. There is no telling what their value will be in a year. So be cautious, do your research, and then buy bonds that will benefit you.

Phyllis Lopez writes on topics tagged











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