Exercise can do wondrous things for your overall health. Moderate to intense physical activity elevates high-density lipoprotein (HDL) cholesterol, or what is considered as the “good” cholesterol. Aim for exercising about 5 times a week for 30 minutes a day – but check with your doctor if you have any preexisting conditions.

If you’re unable to find sufficient time for exercise (it happens), try to do build it into your current schedule:

- Use your leftover lunch break to take a brisk walk through your office

- Ditch the car and ride a bike to work

- Play a sport on weekends instead of sitting in front of the TV

Allocate a fixed monthly amount out of your income for paying off debt. The more you pay, the lower your interest expense will be for the upcoming months.

Compound interest is the eighth wonder of the world, says Warren Buffet. But might I just add that compound interest (when it is an expense rather than an income) can also pile up the burden of debt significantly!

To rid yourself of debt fast, the simplest way is to allocate a good chunk of your monthly income to pay it off. Naturally, you’ll need some of your income for personal expenses, insurance, etc. But it doesn’t make sense to invest your money elsewhere unless you’re earning a higher rate of return on the investment than what you’re paying on your debt.

If you feel congested, consume more fluids. It can be soup, tea, and warm water. Stay hydrated and don’t let your body run out of water. 

If you have trouble breathing use saline drops or steam your lungs. Take steam once or twice day because it's quite effective in treating flu.

If this is a true cram session, then you have very limited time to remember as much information as you possibly can. Don't try to remember every little detail about each topic. At this point, you only have time to focus on the big ideas and key terms you might come across on your test. You need to answer a majority of the questions right to score well. When you're studying, make sure you're focusing in on bolded text in your textbook or key ideas that your instructor made sure to explain in class.

Cardio is the best way to lose weight if you want to see results quickly and spend less time working out. Cardio workouts are more intense and might give you some soreness in your muscles when you begin but in the end, they can be worth it.

If you like to make a craft and hand-made gifts, you can paint a sign for your parents that says:

“The best parents get promoted to be grandparents.”

This is a cute reminder of the joyous announcement and they can always remember the moment when they see the sign.

This is one of the first things you always hear when you're trying to induce labor. Having sex raises your heart rate, preparing your body for labor. Having an orgasm during sexual activity also releases a specific chemical called oxytocin. This chemical can cause your uterus to begin contracting. While having sex may help you to induce labor, you should not continue sexual activity after your water has broken. It can put you at a higher risk for infection.

Most credit card companies give you a start with 300 points of credit score. To reach 800 and above, you need to take a good start. Take healthy amounts of debt from time to time. Remember to pay in time or automate the process by letting the lender deduct money from your bank account directly.